CIA’s ability to provide the habitational property market with advanced insurance program concepts is predicated on a number of factors.

The first being, we are one of the largest providers of property insurance in the state.  Our team members have, in the aggregate, in excess of 100 years experience in the South Florida market.

The second component is our company’s history of over 80 years.  The market relationships developed over this time provides unprecedented access to the top tier levels within the insurance industry.

The third component is that we have computerized the reinsurance functions of many major insurance companies here as well as the reinsurance markets in Bermuda and Lloyds.  This also provides high level access to Alternative Risk Transfer Markets.

The fourth factor is that we enjoy long term relationships with the largest P&C Alternate Risk Markets and operations.  These markets have significant financial strength and impeccable credentials.

Perhaps of greatest importance is, as a result of viewing insurance from both the insured and insurer perspective for many years, we are able to apply creative conception to design appropriate insurance programs, thus treating the process from a consultative view as opposed to the generally accepted transactional view.