Programs for the Life Science Industries
We provide superior insurance programs for the Life Science industries through key relationships with hard to access carriers. You can leverage our knowledge and experience to acquire the best coverage possible. The Life Science Unit provides uncommon knowledge to every aspect of the underwriting process to better protect our clients. It is through the group's extensive dedication to the Life Science industry that we are able to access exclusive markets and gain carrier accommodations, not commonly offered to non-specialists. Our unique ability to understand each of our client's individually specialized risks, and effectively communicate those risks to the world market, is what gives our client's the exclusive key to the very best combination of Cost & Coverage.

• Specialists in hard to write cases
• Work with only Admitted A+ carriers
• Experts in keeping insurance costs down
• 5% Premium Audit Waver
• Unlimited ERP for no more than 250% of the annual premium
• Coverage's up to 10m All risks require attention to detail, however when a risk has been classified by the marketplace as unfavorable or a challenge to underwrite and may require additional premium our clients can take ease in knowing:
  • We only use Admitted A+ carriers to protect our clients.
  • Our professionals are experts in marketing to insurance carriers worldwide, which will translate to lower insurance costs as well as capital preservation.
  Some of the advantages of our coverage include a 5% Premium Audit Waver, Unlimited ERP for no more than 250% of the annual premium, and we can provide up to ten million in primary coverage.

  With a complete line of coverage options, we can help protect you and your business in a variety of ways with regards to production, R&D facilities, lab animals and equipment, as well as liability insurance for products protection and clinical trial risk. The following are some of the products that we utilize to help you meet your insurance needs:

  Primary Products Liability, Excess products liability and Liability Enhancements such as:

  • Human Clinical Trials
  • Professional Liability
  • Pollution Liability
  • E&O
  • Successor Liability
  • Product Recall Expense
  Global Extension - An option that offers seamless property and liability insurance to help protect a company's property and operations overseas including R&D property/research and R&D business income, including R&D property/research animals and R&D business income