Employee Benefits Programs including Group Medical, Dental, Vision, Disability, Life, Wellness, and more
Attract the Best…Keep the Best
Employee Benefits from Corporate Insurance Advisors
There are people who settle for jobs…and then there are individuals who have dedicated themselves to acquiring and excelling in a specific career. Their education, dedication, experiences and drive have elevated them to the top of their respective fields. Companies who demand the best should provide the best benefit options available. They are the most valuable component in achieving and maintaining the success of any company…and you want them on your payroll. Companies work diligently to attract these valuable professionals.
Employee Benefits: the key to quality people
With the competition for landing top talent so fierce, you must bring something to the negotiating table that puts you ahead of the pack. Organizations increased their overall benefit offerings simply to remain competitive in the talent marketplace. Employee benefit research data report indicates:
- 40% of employees consider the possibility of seeking employment elsewhere
- 29% stated that better overall benefits were the leading reason they consider leaving
Program Design & Implementation
We put it all together for you
With a host of benefits and carriers, Corporate Insurance Advisors puts you in the lead by customizing group benefit plans designed to attract and retain top-level employees. -We understand the complexities involved in creating plans that address the specific needs and priorities of your target employees and the specific requirements your company bring to the table. CIA offers a host of benefits, including but not limited to:
- Medical (Fully-insured, Self-Insured and/or Participating Contracts)
- Life Insurance / Accidental Death & Dismemberment
- Short & Long-term Disability
- Worksite Voluntary Benefits
- Benefit Administration Systems
- Health Savings Accounts (Flexible, H.S.A., H.R.A.)
- Alternative Funding (Fully-insured, Self-Insured and/or Participating Contracts)
- Telemedicine / Virtual Care
- Employee Assistance Programs (EAP)
- Post Graduate Educational Reimbursement
Carrier Network Disruption & Geographic Review
Businesses today are no longer limited to a specific location. Regardless of geographic considerations such as satellite offices, employees working remotely &/or on assignment outside of the USA, we ensure every carrier meets every need (eliminate …even those below the radar). Whether it is a doctor, dentist, or hospital, ensuring continuous coverage is of the utmost importance to minimize or eliminate service disruptions. When considering carriers, or when a hospital loses a contract, we search for comparable network providers and facilities to match your specific needs.
HR Support & Administrative Services
The positive perception of any benefits program is largely predicated on its professional administration. Corporate Insurance Advisors offers the HR support and administration services that uphold the value and effectiveness of your plan. Years of experience go into our HR services, ensuring seamless administration and execution in:
- Employee Communications
- Employer/Employee Contribution Modeling
- Employee Communication and Education
- HR Forms
- Carrier Administrative Services
- Claim Advocacy
Welfare Plan, Health Care Reform Education, Regulatory & Plan Compliance
Federal regulations are specific and unyielding in their demand for total compliance and the professionals at Corporate Insurance Advisors make sure it’s never an issue for you and your company. Corporate Insurance Advisors keeps you up-to-date and in compliance with all current and future requirements concerning the ACA (Affordable Care Act).
We also provide a comprehensive financial analysis and comparison of healthcare costs versus the actual penalty, ensuring you have the information necessary to choose the option that is most cost-effective.
Compliance is more than keeping you out of trouble. Federal regulations are specific and unyielding in their demand for total compliance, failure of which could result in substantial penalties. Corporate Insurance Advisors makes certain it is never an issue for you and your company. We carefully scrutinize all areas subject to regulatory oversight, ensuring your plans and its administration are always in compliance with the latest regulatory requirements.
Corporate Insurance Advisors provide the real-world compliance management services that build value, promote goodwill between you and your employees, and ensure your compliance.
- Non-taxable benefits under a Section 125/Premium Only Plans
- Summary Plan Descriptions (ERISA language included)
- Annual Employee Notifications
- Employee Policy Handbook
- Coordination of COBRA Administration
The only thing we love more than hearing what our clients are saying about us is sharing what they’re saying about us. Here are a few examples:
There is absolutely no agency which we have found that is better equipped to handle all of our insurance needs. Our needs range from commercial policies to health insurance and CIA has consistently surpassed our expectations. We can say, with utmost confidence, that our account is in the best hands ...
"It is our pleasure to recommend our agent and his firm, Corporate Insurance Advisors "CIA", as a potential Insurance Broker for your firm. We believe you will find him and CIA to be well qualified to assist with any insurance needs your firm may have."
"As the years have come and gone, CIA has always found an insurance company who would treat us fairly upon renewal. We know when we have a claim, a contract to be reviewed, coverage questions or any other concern, Corporate Insurance Advisors is there for any issues that arises. We ...
"I have had the pleasure of working with our advisor and CIA for the past several years. I had a great relationship with my agent at the time, and was initially resistant to talking to another broker, but she came very highly recommended. She explained that there were programs and ...
"My agent is extremely competent, knowledgeable, available, and engaged. While negotiating insurance terms and coverage for a project, she worked with my staff and her underwriters for dozens of hours over a period of four months, offering alternatives and options that worked for both us and our client. My agent ...
"Our agent's research and determination found us policies that saved a tremendous amount of money while making sure revenue went up. She is an amazing advocate, and we are so appreciative of her efforts on our behalf."